Personal cards

Whether you’re looking to simplify your financial life, build your credit profile, or you’re dreaming about one day exploring the world, there’s a Butterfield Card made just for you.

Butterfield / AAdvantage ® Mastercard ® Black

This card is available by invitation only, a specially curated package of benefits and rewards to suit the distinguished traveller. Learn more

British Airways Visa ® Platinum

Butterfield / AAdvantage ® Platinum Mastercard ®

Butterfield / AAdvantage ® Mastercard ® Black

Annual fee: $350
Minimum credit limit: $20,000
Rewards: 1.25 AAdvantage® mile for every dollar you spend.

Features

• Exclusive Metal Card Design
• Contactless Tap & Go TM Payment
• Worldwide Acceptance
• Over-the-counter and ATM Cash Advances
• Available in BMD or USD

Benefits

Additional Information

Available by invitation only

British Airways Visa ® Platinum

Annual fee: $190
Minimum credit limit: $5,000
Rewards: Earn one Avios for every dollar you spend, and two Avios for every dollar spent on British Airways purchases.
Bonus Avios: 3,000 bonus Avios when you sign up.

Features

• Contactless Payment (Tap to Pay)
• Worldwide Acceptance
• Over-the-counter and ATM Cash Advances
• Available in BMD or USD

Benefits

Additional Information

• Travel Discount - Receive a 10% discount from now through 29 February 2024, when you purchase a ticket online using your British Airways Visa® Platinum Card or Business Card. Offer valid for travel through 15 December 2025. In order to take advantage of this offer, you must login to British Airways using your Executive Club username and PIN. The discount is valid on a total round trip price, including taxes, on mainline flights operated by British Airways.
• Visa Digital Concierge - Visa Digital Concierge will virtually deliver curated experiences related to dinning, entertainment, wellness and special events. Visa Infinite, Visa Signature and Visa Platinum cardholders need to register at www.visa.com/digitalconcierge to receive all the curated content Visa Digital Concierge is delivering.
• Please allow 6-8 weeks for bonus Avios to post to your Executive Club account.
• You will earn 2 Avios for each $1 of British Airways purchases and 1 Avios for each $1 of all other qualifying net purchases.
• Double Avios are valid only for transactions that appear on your British Airways Visa statement as British Airways purchases.
• Double Avios apply only to the dollar amount charged to your British Airways Visa card, not to Avios earned for airline flights. For complete details related to earning and redeeming avios, please see the Executive Club Terms and Conditions on British Airways.
• To join and view your British Airways Executive Club Account visit BA.com

Butterfield / AAdvantage ® Platinum Mastercard ®

Annual Fee: $190
Minimum Credit Limit: $10,000
Rewards: One AAdvantage® mile for every dollar you spend.
Bonus Miles: 3,000 AAdvantage® miles when you sign up.

Features

• Contactless Tap & Go TM Payment
• Worldwide Acceptance
• Over-the-counter and ATM Cash Advances
• Available in BMD or USD

Benefits

Additional Information

• How to file a claim
• General Provisions and Disclaimers

Butterfield / AAdvantage ® Gold Mastercard ®

Butterfield / AAdvantage ® Standard Mastercard ®

Visa ® Classic

Butterfield / AAdvantage ® Gold Mastercard ®

Annual fee: $150
Minimum credit limit: $5,000
Rewards: One AAdvantage ® mile for every dollar you spend.
Bonus Miles: 2,000 AAdvantage ® miles when you sign up.

Features

• Contactless Tap & Go TM Payment
• Worldwide Acceptance
• Over-the-counter and ATM Cash Advances
• Available in BMD or USD

Benefits

Butterfield / AAdvantage ® Standard Mastercard ®

Annual Fee: $110
Minimum Credit Limit: $1,000
Rewards: One AAdvantage ® mile for every dollar you spend.
Bonus Miles: 1,000 AAdvantage ® miles when you sign up.

Features

• Contactless Tap & Go TM Payment
• Worldwide Acceptance
• Over-the-counter and ATM Cash Advances
• Available in BMD or USD

Benefits

Visa ® Classic

Annual fee: $65
Minimum credit limit: $500

Features

• Contactless Payment (Tap to Pay)
• Worldwide Acceptance
• ATM Cash Advances
• Available in BMD or USD

Benefits

Mastercard ® Standard

Our lowest fee credit card sets the standard for affordable, convenient access to cash and credit. Learn more

Butterfield Platinum Debit Mastercard ®

Mastercard ® Standard

Annual Fee: $65
Minimum Credit Limit: $500

Features

• Contactless Tap & GoTM Payment
• Worldwide Acceptance
• Over-the-counter and ATM Cash Advances
• Available in BMD or USD

Benefits

Butterfield Platinum Debit Mastercard ®

No Annual Fee

Features

• Contactless Tap & GoTM Payment
• Worldwide Acceptance
• Over-the-counter and ATM Cash Advances

Benefits

Important information

To help protect you from fraud, Butterfield has implemented stringent monitoring and anti-fraud strategies related to overseas Credit and Debit Card use. To avoid any interruption in service whilst travelling overseas, please advise us on your travel plans in advance by contacting us through the secure mailbox in Butterfield Online or call us on +1 (441) 295 1111.

Making payments to your account, is easy:

• Butterfield Online Banking
• Auto-Pay (i.e., option to have the full balance or minimum payment automatically taken from an account specified by you on the payment due date)
• Automated Teller Machine (ATM) at any Butterfield Banking Centre in Bermuda

Credit Card Payment Options – BMD or USD

Please indicate on your application whether you wish to pay your account in Bermuda Dollars or US dollars. If you elect to make your credit card payment in Bermuda Dollars, we automatically charge your account with applicable Foreign Currency Purchase Tax (FCPT) and Foreign Exchange (FX). Bermuda Dollar transactions are not subject to FCPT or FX. If you make your credit card payment in US Dollars, FCPT and FX charges do not apply.

• Note that Foreign Currency Purchase Tax (FCPT) and/or Foreign Exchange (FX) charges will be applied to Bermuda Dollar payments on non-Bermuda Dollar purchases.
• Fees and rates are subject to change without notice.
• Where services are provided by organisations other than Butterfield, the Bank shall have no responsibility or liability for them, or for their mention on this page, or for their continuance.
• Butterfield is not responsible for the content of external websites.
• Restrictions on Card Processing Due to travel and trade sanctions and economic embargoes imposed by the United States and the European Union in certain countries Butterfield is unable to be involved in the processing of transactions originating in those countries. Butterfield must comply with international banking regulations that preclude us from facilitating payments to or accepting business from persons or businesses in some countries. As a result, you cannot use your Butterfield card(s) for purchases or cash advances in those locations. We regret any inconvenience this may cause. The countries from which Butterfield is unable to process transactions are Afghanistan, Belarus, Bosnia & Herzegovina, Burundi, Central African Republic, Congo, Eritrea, Guinea, Guinea-Bissau, Haiti*, Iran, Iraq, Lebanon, Libya, Moldova, Myanmar (Burma), North Korea, Serbia, Somalia, Sudan (South and North), Syria, Tunisia, Ukraine, Venezuela*, Yemen and Zimbabwe*. *Limited transactions allowed – please call +1 (441) 295 1111 for details.
• US Cross Border Fee
  A US cross border fee will be applied on all transactions completed outside of Bermuda, including those done in the US. Butterfield is absorbing a part of this fee but a portion of it, 50 basis points will be added to your charges for US transactions. For example, a transaction of $100.00 done in the US will attract a “US cross border fee - $0.50” and will be shown as a separate line item.

Visa ® Bermuda

If you experience difficulties, please call collect +1 (303) 967-1098

Mastercard ® Assistance Centre

24-hour access to balance information, last payment date and available credit through CardLine at +1 (800) 788-9490.

Butterfield Cardholders enjoy enhanced security features of Chip and PIN technology as well as the convenience of contactless/Tap & Go™ technology. Making a purchase with your Debit or Credit card is even more secure when making a payment using a Chip-enabled terminal and choosing to pay using your PIN. And for purchases of US$150 and below, making purchases are faster and easier by simply tapping your card over the contactless reader to make a purchase.

Our Chip and PIN Cards will continue to support magnetic stripe-based transactions at merchants who are not equipped to process Chip-based transactions.

Due to travel and trade sanctions, and economic embargoes imposed by the United States and the European Union on certain countries, Butterfield is unable to be involved in the processing of transactions originating in those sanctioned countries and other blocked countries. Butterfield must comply with international banking regulations that preclude us from facilitating payments to or accepting business from persons or businesses in some countries. As a result, you cannot use your Butterfield card(s) for purchases or cash advances in those locations. We regret any inconvenience this may cause. The countries from which Butterfield is unable to process transactions are Afghanistan, Belarus, Bosnia & Herzegovina, Burundi, Central African Republic, Congo, Eritrea, Guinea, Guinea-Bissau, Haiti*, Iran, Iraq, Lebanon, Libya, Moldova, Myanmar(Burma), North Korea, Serbia, Somalia, Sudan(South and North), Syria, Tunisia, Ukraine, Venezuela*, Yemen and Zimbabwe*.

*Limited transactions allowed – please call +1 (441) 295 1111 for details.